Are banks' strict new lending terms putting your small business under intolerable pressure

With 20% of business failures happening in the construction sector we want to know how much the credit crunch is hurting your small business.

Are the banks' new credit rules putting a strain on your firm's finances or has the government injection of taxpayers' cash alleviated the situtation?

Let us know in the reader poll on the right.

If you think the government should be doing more to small businesses let us know below.